All right, friends—we’ve had one wild ride these last two weeks. Between market swings, rising rates, and a serious wave of new listings, I’ve got a lot to break down for you.
Whether you're buying, selling, or just trying to make sense of it all, I’ve got the numbers, the trends, and some honest advice to help you move smart. Let’s dive in.
HIGHLIGHTS:
00:07 – A quick tribute to Val Kilmer (because why not?)
00:20 – What’s driving market tension: tariffs, Trump, and global trade
00:43 – The Big 3: Prices ⬆️ | Inventory ⬆️ | Rates ⬆️
01:02 – Headline news: Inflation gets overshadowed by tariff drama
01:29 – Honolulu Board of Realtors drops March report — good for buyers and sellers
01:48 – VA rates jump nearly 1% in a week — biggest move since COVID
01:55 – “Tariff tantrums” explained: how trade policy is hitting mortgage rates
03:19 – Why rumors about China selling US bonds are stirring up fear
03:55 – Watch this number: 4.45% on the 10-year treasury is a danger zone
04:31 – Inflation: Gas and airfare help bring CPI down
05:20 – Airline prices dropped 5.3% — time to book those flights?
05:54 – HBR Market Update: March numbers are in
06:31 – March rebounds: Single-family sales ⬆️ 23%, Condos ⬆️ 25.9%
07:10 – Price it right, and homes are still moving FAST
07:19 – Biggest rebound in new listings in 3 years
08:06 – Why a drop in rates could set off another price jump
08:20 – Inventory is now over 3,000 homes — highest since COVID
09:54 – Median prices hold steady: $1.16M SFH, $500K condos
10:35 – VA rates: what went wrong this week
11:04 – PSA: When I call you to lock a rate… do it!
11:49 – What’s next: PCE inflation report + Fed decision
12:02 – Apps are surging: refis up 35% weekly, 93% YoY
12:47 – Why “waiting for lower rates” might cost you more
13:14 – SELLERS: April is go time.
13:45 – Kailua, Mililani, Kaneohe: still hot if you’re priced right
14:06 – Wrap-up + my message for you this week
💬 Let’s Talk: Look, I know this market feels uncertain—and yeah, it’s a lot.
But you don’t have to figure it all out alone.
My job’s not just to talk numbers, it’s to help you read between the lines and make a smart move that actually fits your life.
Drop a comment if something in here helped clarify things for you—or even if it just got you thinking differently.
And if you want to stay on top of it all…
Like this video
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Stay sharp, stay positive, and I’ll see you next week.
Aloha!
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🔑 If you are a first time home buyer I understand that looking online for answers can be overwhelming, I am here to give you facts (some opinions) but mostly what I am seeing in the market right now.
Here at The Broker Mortgage Hawaii we strive to serve you!
The housing market and interest rates are probably the last thing you would think about!
Please comment below and let me know what you think!
Mortgages and especially VA loans are my passion!
I am licensed in 4 states for purchase and refinances.
✅ Here is how to contact me:
1️⃣ Take the first step to homeownership! Get pre-approved in under 2 minutes at my website: https://larrythelo.com/
2️⃣ Give me a call 📞 808-348-5287
Social Media Handle:
👉 Instagram - www.instagram.com/larrythelo
👉 Facebook - https://www.facebook.com/LarrytheLO
_________
Larry Gonzales, Sales Manager / Senior Loan Officer CDR USN (RET) NMLS 1452722 at The Broker Mortgage
Branch Address: 1116 Volvo Pkwy, Ste 109, Chesapeake, VA 23320
Top VA Lender in Hawaii 2018-2022
✅ More Helpful Content:
👉 Myths About the VA Benefit: https://www.youtube.com/watch?v=GXOy_...
👉 Who is Eligible for the VA Home Loan Benefit: https://www.youtube.com/watch?v=GQ46r...
👉 What Can You BUY With Your VA Benefit?: https://www.youtube.com/watch?v=3YbR2...
👉 You Can Buy a MULTI-MILLION Dollar Home with NO Down Payment?: https://www.youtube.com/watch?v=LtX1j...
State License Numbers: HI, VA, NC
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.
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